Over the years, we've accumulated a vast number of real cases and established a large list of clients worldwide, encompassing North America, Europe, Middle East, and other regions.

14+

Years of crafting apps

650+

Experienced employees

250+

Clients served

95%

Satisfied customers

Industry Leaders Trust Us

Insurance Solutions We Develop

Every insurance business has unique challenges. Being mindful of that, our developers create solutions to fit into your specific workflows. Upon request, we can provide you with any of the app types listed below or combine any of these features into a single solution.

Risk management apps

Take control of insurance risks with smart tools that detect, assess, and reduce them. Get real-time updates via analytics dashboards and spot issues early to avoid costly problems.

HIPAA-compliant health insurance apps

Effortlessly demonstrate HIPAA compliance with an app that continuously audits these and automatically updates your internal policies according to the latest regulations.

Insurance quoting apps

Process claims more productively by servicing a larger number of customers and offer personalized quotes based on the customer’s payment situation and credit history.

Insurance underwriting apps

Cut underwriting time from days to hours with a solution that balances compliance and risk management needs by auto-adjusting policies using real-time market and regulatory data.

Claims management apps

Speed up claims handling with an app that automates claims evaluation and management, offering features like ongoing fraud monitoring and alerts for faster, smarter processing.

Document management apps

Manage documents more efficiently with an all-in-one system that allows users to collaborate in real-time, issue policies, review claims, and update information based on compliance alerts.

Insurance portals

Offer a single platform for agents, brokers, and clients to find the best counterparty deals based on the predefined parameters, make agreements, and track status in real time.

Car insurance apps

Enhance car insurance services with telematics software that analyzes how people drive, tracks collisions, and suggests policy changes and insurance premium calculations based on this data.

Life insurance apps

Deliver on-time life insurance service with an app that calculates person-specific rates, provides live support via virtual help desk agents, and notifies them about policy updates.

Property insurance apps

Protect property owners with tailored coverage plans based on unique needs and finances. A companion app lets users file claims anytime, anywhere - without going to an agency.

Travel insurance apps

Cut travel risks and unexpected costs with an app that lets users file claims instantly from anywhere via a digital form and track status easily with real-time alerts.

Digital wallets

Ensure fast and secure in-app payments with integrated digital wallet functionality. Alternatively, you can build a standalone digital wallet app for payments.

Streamlined Insurance App Development for Every User

Our insurance apps are designed to simplify and enhance every aspect of the insurance journey. From user-friendly experiences to powerful tools for agents and administrators, we provide a fully integrated system tailored for modern insurance businesses.

Streamlined Insurance App Development for Every User

User App

The user app offers a seamless experience, enabling customers to search and compare various insurance policies, select agents based on profiles and reviews, and upload required documents with ease. Integrated secure payment options ensure smooth transactions, making policy purchase and management effortless.

Agent Panel

The agent panel is built for efficiency, allowing agents to easily register, manage their availability, and respond to inquiries in real-time. It provides a clear overview of earnings, while tools for managing client information help agents stay organized and build lasting customer relationships.

Admin Dashboard

The admin dashboard provides full control over the platform. It supports policy lifecycle management, customer relationship tracking, document organization, and claim handling. With integrated billing tools and a centralized interface, administrators can ensure smooth, transparent insurance operations.

Our Hands-on Expertise in Insurance App Development

The best tech minds in the industry will help you digitize your insurance procedures with a feature-rich app.

Challenges We Tackle With Custom Insurance Apps

In our work, we always aim to be farsighted when selecting a proper insurance app for each client. Above all, we gain deep insights into the industry to identify “gaps” that we can close with our apps. Below, you can see major insurance industry challenges and how we solve them.

Slow claim processing

We equip your app with claim automation functionality, allowing you to handle customer applications more efficiently. With Emerline's advanced solutions, the system will autonomously approve or reject claims based on the predefined application criteria and send you alerts.

Lack of data for market & customer analytics

Leverage the power of AI and ML to build predictive models that ramp up your entire operation! With these, you can proactively anticipate financial risks and optimize prices accordingly, identify dropout risks, and create personalized proposals for dissatisfied customers.

Standardized coverage terms

Reach a broader clientele with AI-powered solutions that enable real-time analytics of each customer’s payment behavior and credit history to offer personalized insurance packages. As a result, you can cut customer acquisition costs and ensure predictable profits.

Fraud schemes

Minimize fraud risks with real-time monitoring tools we can embed into your app. These save you the trouble of performing a continuous manual validation as they autonomously detect suspicious user behavior, alert you to findings, and reject claims defined as fraudulent.

Emerline’s Expert Insurance App Development Services

As the true experts in insurance app development, we take care of your project end-to-end, from business analysis to delivery and support. We manage projects of any complexity, providing transparent feedback at every step of the delivery process.

Business case exploration

We discuss your business goals and challenges, then suggest the best solution based on your needs.

MVP development

With clear goals, we’ll deliver an MVP, so you can test features, validate ideas, and plan full-scale development accordingly.

Custom insurance app development

Elevate customer experience and optimize your daily tasks and workflows, such as underwriting, claims management, policy administration, with a custom solution that simplifies these processes and ensures efficient customer service.

Insurance mobile app development

Meet with customers wherever they are with a mobile app that allows them to file insurance claims, track claim status, talk with agents, and perform other tasks on the go, all online — no physical branch visits needed.

UX/UI design

Trust our design-thinkers with the UX/UI design of your insurance app! With years of experience conducting dedicated design workshops, our developers ensure consistency, convenience, and usability throughout the user journey.

Customization & API integration

Leverage the power of cutting-edge technologies in your app. Emerline’s developers will provide the best tech implementation of your business idea by enhancing the app’s functionality or equipping it with ready-made tools and/or third-party APIs.

Maintenance and support

Ensure your app functions properly, runs error-free, and has the latest updates and features. Emerline’s experts carry out comprehensive post-release maintenance, including continuous QA procedures.

Are you ready to transform your insurance business? We'll answer your concerns by building a bespoke insurance app that drives better business productivity and higher ROI.

Henry Traverso

Director of Client Solutions at Emerline

Leverage Innovative Technologies for Your Insurance App

Chatbots

Boost engagement and cut response time with chatbots — provide instant support, streamline queries, and guide users through insurance policies.

Data analytics

Leverage data analytics to uncover user insights, track performance, and make informed decisions that drive growth and improve app efficiency.

AI agents

Use AI agents to automate routine tasks, speed up claims processing, and deliver tailored support — freeing up human agents to focus on complex cases.

AI

Leverage AI to automate claims processing, issue personalized policy recommendations, and enable real-time fraud detection. AI helps streamline operations, improve accuracy, and enable smarter decision-making.

Stay Compliant With Industry Standards

Emerline’s experts ensure the full compliance of your insurance procedures with the relevant regulatory requirements.

IFRS 4 (International Financial Reporting Standard)

We ensure transparent and consistent financial reporting in line with IFRS 4 to support accurate policy valuation and risk assessment.

IDD (Insurance Distribution Directive)

Our apps are built to meet IDD requirements, ensuring fair treatment of customers and full transparency throughout the insurance distribution process.

HLA (Higher Loss Absorbency Requirements)

We support insurers in meeting HLA requirements by integrating risk management tools that enhance capital adequacy and loss resilience.

PRIIPs (Packaged Retail and Insurance-Based Investment Products)

We enable full PRIIPs compliance with features that generate clear, standardized disclosures to help consumers understand investment risks and costs.

ComFrame

Our platforms are designed with ComFrame in mind, supporting consistent supervision, governance, and risk-based assessments across jurisdictions.

ISO 27001

We follow ISO 27001 standards to implement strict data security measures, protecting sensitive customer information across all digital touchpoints.

Why Emerline?

Profound insurtech expertise

With a long history of developing insurance software, we can build a custom solution for any platform and environment, be it desktop or mobile. Alternatively, we can develop a cross-platform application that provides a seamless user experience across devices.

Security comes first

When developing insurtech apps, we emphasize the security of your operations. All insurance solutions we deliver have fraud detection and compliance monitoring tools and come with advanced authentication algorithms by default.

Adherence to the industry standards

Staying current with the latest trends and standards in the insurance industry, our team of experienced business analysts and software engineers ideate and provide best-in-class solutions that help you gain a competitive edge and maintain compliance at all times.

Best value for money

Whether you are a startup with limited resources or a business focused on quick time to market, we will help you realize your idea by delivering a cutting-edge insurance app, while staying within budget and ensuring quality.